
Financial Services Professional
1 day ago
Job Overview
">The ideal candidate is a highly motivated and self-driven professional with strong team player skills, excellent communication abilities in Hindi, local language, and English. They should possess good interpersonal skills and a polite attitude to handle customers effectively.
">Main Responsibilities
">- Sourcing working capital loan facilities for Agri-related industries, food processing, and agro-processing industries as well as other manufacturing industries in the MSME segment.
- Responsible for overall quality business and size of business.
- Must have basic knowledge of working capital finance and understanding of reading balance sheets and P&L statements.
Candidates with knowledge of local areas, strong networking, and negotiation skills will have an edge over others. They should also be techno-savvy and well-versed in latest computer skills.
">Performance Metrics
">- Each RM is expected to source new customers and ensure monthly disbursement with ticket sizes ranging from Rs. 2 crore to Rs. 25 crore.
- Minimum 3 new cases per month.
- Meet and appoint new CAs, Financial Consultants, DMAs, Kotak Bank Branch, and source business on a daily basis.
- Meet at least 2 new leads every working day.
The candidate should have excellent follow-up management skills ensuring that customer requirements and complaints are serviced at the local level with speed and quality. Collaboration with trade finance, CMS, operations, treasury, legal, and branch banking teams is necessary for seamless customer service.
">Required Skills and Qualifications
">- Postgraduate Diploma or Postgraduate in Banking and Finance with a major or minor in Marketing and Finance will have an edge over others.
- Strong oral and written communication skills.
- Relationship Management Skill.
HDFC BBG RMs of grade E2 and E3 are preferable.
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