Senior Financial Services Specialist

7 days ago


Belgaum, Karnataka, India beBeeMortgage Full time ₹ 50,00,000 - ₹ 1,00,00,000
Job Title: Mortgage Credit Analyst

Mortgage credit analysts play a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans.

Key Responsibilities:
  • Review loan applications to ensure all required documents are complete and accurate.
  • Assess the borrower's credit history, employment, income, and debt levels.
  • Confirm the property's value through appraisal reports.
Credit Analysis:
  • Evaluate credit reports to determine the borrower's creditworthiness.
  • Analyze financial statements, tax returns, pay stubs, and other income documentation.
  • Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.
Benefits:
  • A competitive salary and benefits package.
  • Opportunities for professional growth and development.
  • A dynamic and supportive work environment.
Requirements:
  • Any bachelor's degree.
  • Proven experience in mortgage processing or underwriting.
  • Strong knowledge of mortgage industry regulations and procedures.
  • Excellent analytical and problem-solving skills.


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