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Insurance Policy Expert

2 weeks ago

Allahabad, Uttar Pradesh, India beBeeRisk Full time ₹ 8,00,000 - ₹ 15,00,000
Business Risk Analyst

Job Summary

Our company seeks a highly skilled Business Risk Analyst to join our team. As a Business Risk Analyst, you will be responsible for analyzing risk factors associated with businesses and customizing policies by adding/removing covers, riders, or endorsements.

  • Key Responsibilities:
  • Analyze risk factors associated with businesses.
  • Customize policies by adding/removing covers, riders, or endorsements.
  • Coordinate with underwriters at various insurance companies to obtain quotes and underwriting decisions.
  • Follow up for approvals, reinsurance support (if required), and final underwriting clearance.
  • Verify all required documents from clients (KYC, proposal forms, declarations, etc.).
  • Stay updated on underwriting norms, product circulars, and compliance requirements.
  • Explain underwriting requirements, terms, exclusions, and conditions to clients.
  • Support the sales team by providing underwriting guidance and clarifications.
  • Address client queries related to risk approvals or policy issuance delays.