Strategic Credit Risk Director
2 days ago
We are seeking an experienced Credit Risk Management Professional to lead our team at Ujjivan Small Finance Bank. The ideal candidate will have a strong background in credit risk management, with a minimum of 15 years of experience in banking, specializing in credit risk.
Key Responsibilities- Develop and implement effective credit risk management strategies to ensure the bank's lending portfolio remains safe and profitable.
- Conduct thorough credit analysis on MSME and retail products, including financial and eligibility assessments, cash flow projections, and collateral evaluation.
- Establish and maintain robust credit risk profiles for various business verticals, such as housing, agriculture, gold loans, two-wheeler loans, and FIG loans.
- Collaborate with business units to develop credit risk appetite/limits statements and monitor adherence to regulatory requirements.
- Review and implement credit risk management policies approved by the Board of Directors.
- Bachelor's or Master's degree in Finance, Economics, Business Administration, Chartered Accountant, or a related field.
- At least 20 years of total experience, with a minimum of 15 years in banking, specializing in credit risk management.
- Certification in Credit Risk Management, CFA, FRM is a plus.
A competitive salary of ₹45 lakhs per annum, making it an attractive opportunity for experienced professionals in the field of credit risk management.
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Global Credit Risk Director
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