Lead Credit Risk Professional
1 day ago
We are seeking a highly skilled Lead Credit Risk Professional to join our team at Ujjivan Small Finance Bank. In this role, you will be responsible for implementing credit risk management policies approved by the Board of Directors and ensuring compliance with regulatory requirements.
Key Responsibilities:- Develop credit risk appetite/limits statements in collaboration with business units
- Monitor credit risk parameters and credit exposure/concentration limits set by the Board or Risk Management Committee
- Lay down credit risk identification systems, monitor portfolio quality, and identify problem credits
- Implement credit scorecards with support from business units
- Bachelor's degree in Commerce/MBA in Finance; additional qualifications in law/accountancy preferred
- At least 10 years of experience in banking business, including 3+ years in compliance and 3+ years in risk/audit functions
- Knowledge of credit risk, operational risk, market risk, and asset liability management
- Good understanding of policy formulation processes and government regulations
The estimated annual salary for this position is ₹20-30 lakhs, depending on qualifications and experience. We offer a comprehensive benefits package, including health insurance, retirement plan, and opportunities for professional growth and development.
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Credit Risk Professional
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