Credit Policy Manager

6 days ago


Mumbai, Maharashtra, India L&T Finance Full time

Job Purpose

As a Credit Policy Manager at L&T Finance, you will be responsible for handling the Credit Policy framework for Farm business, coordinating with stakeholders like Product, Analytics, Operations, and Risk teams for policy formulation and implementation. You will also monitor the portfolio through continuous data analysis.

Key Responsibilities

  1. New Policy Formulation and amendments in existing policies based on market feedback and business requirements.
  2. Understanding risk and mitigants in farm business lending, ability to calibrate risks for prudent lending.
  3. Coordination with stakeholders for logical closure of policy framework and implementation.
  4. Preparation of Business Requirement Documents (BRD) for making necessary changes in the digital platform/system and getting them implemented through Technology teams.
  5. Portfolio monitoring for managing credit costs at acceptable levels in the business.


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