High Salary: Regional Credit Leader

4 days ago


Delhi, Delhi, India beBeeCredit Full time ₹ 1,79,52,000 - ₹ 2,54,24,000
Regional Credit Manager Job Description

We are seeking a highly skilled and experienced Regional Credit Manager to join our team. The successful candidate will be responsible for managing all activities related to the sanction life cycle of borrower accounts in the retail loan business.

Key Responsibilities:
  • Own the entire credit underwriting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, early warning and delinquency management, and assessment of the creditworthiness of potential customers.
  • Conduct periodic review of all existing policies, guidelines, and processes to ensure updation on lines of external environment, organization needs, and regulatory framework.
  • Assess customers sourced by the Sales team as per the credit policy, determine deviations and exceptions, and provide decision on deals (approve/suggest modified terms/decline).
  • Monitor the local market on a monthly basis through interaction with customers, dealers, branches, and other market intermediaries and provide recommendations for corrective action in sourcing, underwriting, etc.
  • Arrange for Credit programs and training within company's credit framework, providing inputs to analytics team to build portfolio analytics and scoring model, ensuring that there is no compromise on the quality of credit & maintain a healthy portfolio.
Requirements:
  • Post Graduate/Graduate in any discipline
Benefits:
  • Competitive salary package
  • Opportunities for career growth and development
  • Collaborative and dynamic work environment


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