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Business Credit Evaluation Specialist

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Dombivli, Maharashtra, India beBeeCredit Full time ₹ 1,25,40,000 - ₹ 2,09,20,000
Senior Credit Analyst Job Description

The primary responsibility of this role is to perform comprehensive financial analysis and risk assessment for corporate customers. This involves reviewing annual reports, borrower/promoter background, and credit notes to provide guidance to the team on analysis and decision-making.

  • Key Responsibilities:
  • Analyze financial data and credit proposals to assess creditworthiness.
  • Interact with stakeholders to review customer information and assign internal ratings.
  • Prepare detailed recommendation notes and propose recommendations to senior management.
  • Stay up-to-date with industry dynamics, RBI circulars, and bank policies.
Core Responsibilities:
  • Assess credit proposals and review cases according to credit policy parameters.
  • Document checks and analyze observations for necessary corrections.
  • Prepare CAM/Report highlighting information quality to aid senior-level decision-making.
Requirements:
  • A minimum of 6 years of work experience in credit evaluation in a bank (not NBFC).
  • Credit evaluation experience in any bank.
  • Strong financial analysis and market knowledge of industry segments.

This role requires a strong understanding of financial analysis, credit risk assessment, and industry dynamics. If you have a passion for finance and are looking for a challenging role, please consider applying for this position.