
Senior Asset Protection Specialist
4 days ago
Key Responsibilities:
We are seeking a Credit Portfolio Manager to develop and implement robust portfolio management frameworks and credit risk management systems for our Digital Bank.
To succeed in this role, you will define the credit & portfolio management strategy, focusing on Consumer products, Merchant lending, and SME lending portfolios. Establish credit risk appetite and thresholds for these product portfolios.You will develop comprehensive processes to monitor and control credit portfolios, assessing, identifying, and reducing credit risk while optimizing returns.Maintain real-time industry research with team reports to stay informed of emerging trends. Review and approve policies related to various regulations and emerging trends.Qualifications:- Bachelor's degree in Computer Science/Statistics/Data Science or related fields
- MBA or Postgraduate in a similar field is an added advantage
- At least 8+ years of experience in credit, with exposure to merchant lending as a plus
- Excellent quantitative skills, background in credit scoring, credit strategy, and overall credit cycle
- Strong background in Credit Loss Forecasting
- Conversant with scoring & impairment forecasting models
- Proficient in using statistical programming languages such as SQL and Python
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