Income Calculation Specialist

1 week ago


Vellore, Tamil Nadu, India beBeeIncomeCalculation Full time ₹ 20,00,000 - ₹ 25,00,000
Job Title: Income Calculation Specialist

We are seeking highly skilled professionals to excel in income calculation roles. As an income calculation specialist, you will play a critical role in ensuring the accuracy and compliance of mortgage applications.

  • Key Responsibilities:
  • Analyze and evaluate financial data from W2s, 1040s, Paystubs, Bank Statements, and Tax Returns to determine borrower eligibility.
  • Utilize DTI, LTV, HTI, AUS (DU/LP), FHA, VA, FNMA, FHLMC guidelines to assess creditworthiness and make informed decisions.
  • Demonstrate exceptional communication skills to effectively collaborate with colleagues, management, and clients.
  • Avoid errors by carefully reviewing and verifying all documentation.

Requirements:

  • A minimum 5 years of experience in US Mortgage Underwriting – Income Calculation is required.
  • Hands-on experience with financial documents, including W2s, 1040s, Paystubs, Bank Statements, and Tax Returns.
  • Strong knowledge of industry guidelines, including DTI, LTV, HTI, AUS (DU/LP), FHA, VA, FNMA, FHLMC.
  • Excellent communication and interpersonal skills.
  • Immediate joiners only.


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