
Income Calculation Specialist
1 week ago
We are seeking highly skilled professionals to excel in income calculation roles. As an income calculation specialist, you will play a critical role in ensuring the accuracy and compliance of mortgage applications.
- Key Responsibilities:
- Analyze and evaluate financial data from W2s, 1040s, Paystubs, Bank Statements, and Tax Returns to determine borrower eligibility.
- Utilize DTI, LTV, HTI, AUS (DU/LP), FHA, VA, FNMA, FHLMC guidelines to assess creditworthiness and make informed decisions.
- Demonstrate exceptional communication skills to effectively collaborate with colleagues, management, and clients.
- Avoid errors by carefully reviewing and verifying all documentation.
Requirements:
- A minimum 5 years of experience in US Mortgage Underwriting – Income Calculation is required.
- Hands-on experience with financial documents, including W2s, 1040s, Paystubs, Bank Statements, and Tax Returns.
- Strong knowledge of industry guidelines, including DTI, LTV, HTI, AUS (DU/LP), FHA, VA, FNMA, FHLMC.
- Excellent communication and interpersonal skills.
- Immediate joiners only.
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