Australian Home Loan Specialist

2 days ago

Allahabad, Uttar Pradesh, India beBeeCredit Full time ₹ 1,20,00,000 - ₹ 1,50,00,000

Job Title: Credit Manager

 

Job Description:

Our organization is seeking a skilled and experienced Credit Manager to join our team. The successful candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and collaborating effectively with stakeholders.

Key Responsibilities:

  • End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines.
  • Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Collaborate with brokers, lenders, and internal teams to clarify any documentation gaps or requirements.
  • Provide timely and accurate credit decisions while meeting SLA and compliance standards.
  • Ensure adherence to relevant regulations, including NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements.
  • Mentor and guide junior underwriters, and support process improvements.
  • Prepare daily/weekly reports on pipeline, SLAs, and quality metrics.

Requirements:

  • Graduate/Postgraduate degree in Finance, Commerce, or a related field.
  • Minimum 5 years of mortgage underwriting experience, with at least 2-3 years in the Australian home loan domain.
  • Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems.
  • Exposure to multiple lenders (e.g., Bankwest, CBA, ANZ) is desirable.
  • Excellent analytical, communication, and documentation skills.
  • Ability to work in fast-paced environments and meet deadlines.

Preferred Skills:

  • Certification in mortgage lending or credit assessment.
  • Experience with income types, including PAYG, self-employed, rental, foreign income.
  • Sound knowledge of credit bureaus like Equifax (AU).
  • Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.

  • Prime Home Loan Strategist

    2 days ago

    Allahabad, Uttar Pradesh, India beBeeStrategist Full time ₹ 1,87,20,000 - ₹ 2,42,40,000

    As a senior leader in Prime Home Loans, you will play a pivotal role in driving growth and success. Your responsibilities encompass strategic planning, product development, market analysis, and team leadership.Key Responsibilities:Develop and execute comprehensive plans for prime home loan products, aligning with business objectives and market trends.Lead...

  • Operational Loan Management Expert

    17 hours ago

    Allahabad, Uttar Pradesh, India beBeeloan Full time ₹ 13,12,000 - ₹ 16,48,000

    Job OverviewWe are seeking a highly skilled Loan Operations Specialist to join our team. The successful candidate will be responsible for managing commercial loan documentation, analyzing complex loan structures, and interpreting credit approval documents.

  • Loan Recovery Professional

    2 days ago

    Allahabad, Uttar Pradesh, India beBeeRecovery Full time ₹ 43,20,000 - ₹ 91,20,000

    Job Title: Collections SpecialistThe primary responsibility of this role is to effectively manage overdue loans by engaging with customers, negotiating settlements, and ensuring account closures.Establish communication with delinquent customers via phone calls to follow up on overdue payments.Oversee Business Loans, Personal Loans, and Auto Loan portfolios...

  • Mortgage Loan Specialist

    24 hours ago

    Allahabad, Uttar Pradesh, India beBeeUnderwriter Full time ₹ 60,00,000 - ₹ 1,00,00,000

    Underwriter Job OpportunityWe are seeking an experienced Underwriter to join our team.The primary responsibilities of this role include reviewing mortgage files submitted to Underwriting, analyzing income, debt and assets, as well as completing an in-depth review of the completed appraisal and title.This position requires strong knowledge of income...

  • Financial Operations Specialist

    1 day ago

    Allahabad, Uttar Pradesh, India beBeeBookkeeper Full time AU$ 55,000 - AU$ 85,000

    Financial Operations Specialist">We are seeking a highly skilled professional to manage our financial operations. The ideal candidate will be detail-oriented, accurate, sharp, proactive, and resourceful.">Key Responsibilities:Manage day-to-day bookkeeping including accounts payable, accounts receivable, and bank reconciliations.Prepare and maintain accurate...

  • Expert Home Physiotherapy Specialist

    2 days ago

    Allahabad, Uttar Pradesh, India beBeePhysiotherapist Full time ₹ 6,00,000 - ₹ 10,00,000

    **Job Opportunity:** Home Physiotherapist Wanted">We are seeking a skilled Home Physiotherapist to provide professional physiotherapy services to patients at their homes. The ideal candidate will have strong communication and patient handling skills, as well as the ability to work independently with company support.About the Role:Provide home physiotherapy...

  • Relationship Executive

    2 weeks ago

    Allahabad, Uttar Pradesh, India TATA CAPITAL Full time

    To drive sales and ensure business targets are achieved To build strong relationships with prospective clients so as to ensure business continuityCore Responsibilities o Proactively reach out to potential clients and explain the entire process of home loan while setting correct expectationso Manage end-to-end sales lifecycle tapping prospects analyze their...

  • Live Underwriter

    2 weeks ago

    Allahabad, Uttar Pradesh, India Braceinfotech Pvt Ltd Full time

    Requirements: Live UnderwritingRole: UW/Sr UWSkill Set: E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM Underwriter.Shift: Should be flexible to work in night shiftsExperience: Minimum 2 Years in above mentioned Skill set.Immediate joiners Preferable or 30 days NPJob Overview:The Conventional Underwriter reviews, conditions and...

  • Senior Lending Operations Specialist

    1 day ago

    Allahabad, Uttar Pradesh, India beBeeFinancial Full time ₹ 12,73,424 - ₹ 17,12,310

    Job OverviewWe are seeking a skilled Lending Operations Expert to join our team. This role involves collaborating with various stakeholders to gather business requirements, translating functional needs into clear user stories and acceptance criteria, and conducting gap analysis to identify system enhancements and process improvements.The ideal candidate will...

  • Freelance Oracle SOA

    20 hours ago

    Allahabad, Uttar Pradesh, India beBeeFreelance Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job Title: Freelance Oracle SOA & HRMS Technical SpecialistOur client is seeking an experienced Freelance Oracle SOA & HRMS Technical Specialist to support integration and technical development needs in Oracle E-Business Suite (EBS).About the RoleWe are looking for a skilled Freelance Oracle SOA & HRMS Technical Specialist to deliver high-quality solutions...