Branch Credit Oversight Specialist

2 days ago


India beBeeCredit Full time ₹ 17,37,000 - ₹ 25,34,000
Job Overview

The ideal candidate will oversee the preparation of the CAM Credit Appraisal Memo, ensuring completeness and accuracy before submission to credit approvers.

This role requires strong leadership skills, attention to detail, and the ability to work effectively in a fast-paced environment.

Key Responsibilities:
  • Ensuring gating rejections in line with credit policy
  • Closing monitoring on login quality
  • Initiating timely internal reports and checks as mandated by credit policy

Compliance with regulatory requirements and internal controls is essential, along with experience working on Loan Origination System (LOS) and Finnone for loan processing.

Supporting digital initiatives to streamline credit-operations processes and improve efficiency is a key responsibility.

Managing a team of Credit Processing Associates (CPAs) across branches in the assigned region is also a critical task.

Required Skills & Qualifications:

A strong understanding of credit policy and process is required, along with excellent communication and interpersonal skills.

Experience working with SFDC Salesforce and MS-Excel is an added advantage for tracking and reporting.

Benefits:

Regular training and upskilling of CPAs to enhance process knowledge and efficiency is essential.

Conducting periodic performance reviews and ensuring team adherence to KPIs is also a key responsibility.

Others:

Fostering collaboration between Credit Sales and Operations teams to ensure smooth loan processing is crucial.

Key Performance Indicators (KPIs) include First Time Right (FTR), Turnaround Time (TAT), Compliance Adherence, Process Efficiency, and Driving penetration of E-NACH for improved operational efficiency.


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