
Financial Systems Engineer
6 days ago
Imagine a world where everyone has improved access to financial services. People can start new businesses, pay for their children's education, cover emergency medical bills – the possibilities are endless.
We're revolutionizing financial access for millions of underserved banking customers across Africa and India by leveraging smartphones, machine learning, and other technology. We're pioneering new ways to improve access and value for those overlooked by banks. From instant loans to market-leading investment yields, our products help customers be financially empowered.
Our mission-driven team is led by experts from Kiva.org and an early product leader of PayPal. We've raised significant investments from top Silicon Valley investors.
With 32 million downloads, we're one of the most popular finance apps in the world.
About the role
We're building out a full Engineering team in India to accelerate our success here. This team will work closely with our engineering teams in the United States, Nigeria, and Kenya to strengthen our existing product and build new product lines.
You'll work with our Product and Data Science teams to design and maintain technologies like our API backend, credit scoring, underwriting systems, payments integrations, and operations tools. We face complex technical challenges, from maintaining financial systems to accessing creative data sources for our algorithmic credit model.
We're passionate about customers, fearless in the face of barriers, and driven by data. Our engineering team values bottom-up innovation and decentralized decision-making. We believe the best ideas come from anyone in the company, and we're creating an environment where everyone feels empowered to propose solutions.
Key responsibilities include:
- Building APIs and backend systems for our frontend clients, including our Android mobile app.
- Integrating with third-party systems, such as payment systems, identity providers, and messaging platforms.
- Helping us build new financial products.
- Scaling our backend services to handle growing traffic and complexity.
Requirements include:
- Strong experience (3-8 years) building backend software for web-based or mobile products.
- Leveraging modern AI tools for efficiency and effectiveness.
- Knowledge of software development fundamentals, including computer science, distributed systems, data storage, and agile methodologies.
- A pragmatic approach, combining tech and product needs to find the best solution.
- An entrepreneurial spirit, taking ownership and initiative to solve problems.
- Excellent collaboration and communication skills, working in a distributed team.
- Experience designing, building, and maintaining scalable data architectures.
- Proficiency in at least one programming language, such as Python.
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