Senior Credit Analyst

7 days ago


Mumbai, Maharashtra, India Siemens Technology and Services Private Limited Full time

About the Role

We are seeking a highly skilled Senior Analyst Credit Assessment to join our team at Siemens Technology and Services Private Limited. As a key member of our credit risk assessment team, you will play a critical role in evaluating the creditworthiness of our customers and ensuring the quality of our portfolio.

Key Responsibilities

  • Conduct thorough financial and credit analysis of legal entities to assign a credit rating within our defined parameters.
  • Maintain up-to-date credit ratings of all customers, which is a crucial decision-making criterion for our businesses.
  • Ensure the quality of our portfolio of receivables from Siemens Ltd, as this is a critical parameter in defining our credit rating by external rating agencies.
  • Implement and administer credit guidelines across Siemens Ltd and all Siemens group entities in India.
  • Research and risk assessment of customers and limit setting in our system.
  • Prepare monthly MIS reports for management.
  • Stay updated on industry trends to refine our credit assessment model.
  • Review and align our credit assessment model with global guidance from SFS.
  • Ensure alignment of all Siemens business processes with credit guidelines.

Requirements

  • Strong analytical and communication skills, with the ability to interact directly with India and Global Finance Leadership.
  • Excellent report writing and presentation skills.
  • Data handling abilities.
  • Background in accounting and/or finance, with an MBA (Finance), CA, or CFA equivalent.
  • Relevant work experience of 3-6 years in credit risk assessment, risk management, corporate finance, or financial advisory.
  • SAP and MS Office tools proficiency.

About Us

We value your unique identity and perspective and are committed to providing equitable opportunities and building a diverse workplace. Come be yourself and create a better tomorrow with us.

This role is based in Bangalore, but you'll also have the opportunity to visit other locations in India and globally. You'll work with teams impacting entire cities, countries, and the shape of things to come. We're Siemens - a collection of over 379,000 minds building the future, one day at a time, in over 200 countries.



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