Senior Credit Manager

1 month ago


Mumbai, Maharashtra, India jai kisan Full time
About the Role

We are seeking a highly skilled and experienced Senior Credit Manager to join our team at Jai Kisan. As a key member of our credit team, you will be responsible for managing a team of credit analysts and ensuring the effective implementation of credit policies and processes.

Key Responsibilities
  • Conduct comprehensive credit assessments of potential customers, including analysis of financial statements, performance, and projections.
  • Monitor and analyze the credit portfolio, identifying potential risks and opportunities for growth.
  • Develop and implement credit risk management strategies to optimize for company risk, profitability, and growth targets.
  • Collaborate with the Head of Credit to update and refine credit policies and procedures.
  • Lead a team of credit analysts, providing guidance and support to ensure efficient and accurate credit assessments.
  • Engage with cross-functional teams, including credit administration, legal, audit, compliance, and technology.
  • Prepare and present credit reports and recommendations to senior management and credit committees.
Requirements
  • CA or MBA in Finance from a premier Institute.
  • 3 to 5 years of experience in credit assessment/evaluation with Banks/NBFC/Start-ups/Credit rating agency.
  • Knowledge of unsecured loan products, including supply chain finance, dealer finance, and business loans.
  • Hands-on experience in Excel and analytical skills.
Preferred Qualifications
  • Current experience managing a team of credit analysts in a bank, NBFC, or fintech company.
  • Strong analytical, organizational, and communication skills.
  • Ability to work under pressure and deliver high-quality research output.

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