Loan Review Specialist

4 days ago


Nashik, Maharashtra, India beBeeUnderwriter Full time ₹ 8,00,000 - ₹ 13,00,000
Loan Review Specialist

The Loan Review Specialist examines and underwrites mortgage loans in accordance with established policies and procedures, scrutinizing all documentation for accuracy and completeness.

Key Responsibilities:

  • Review and analyze mortgage loan applications to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
  • Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and company.
  • Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios
  • Make independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
  • Provides final approval underwriting of mortgage loans.

Required Skills:

  • Experience in live underwriting & Real Time Analysis.
  • Excellent at Income Calculation and Debt-to-Income (DTI) Ratio Calculation.
  • Expertise in 4C's framework (Credit, Capacity, Collateral and Capital).
  • Familiar in Credit report Analysis & LOX (Letter of Explanation).

Preferred Qualifications:

  • Minimum 3 years of experience in conventional/govt end to end underwriting.
  • Well-versed with all 4C's of Underwriting (Asset, Income, Credit and Collateral)

Work Environment:

  • Work From Home/Remote
  • US Mortgage Process (Only Night Shifts)


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