
Financial Risk Management Specialist
2 days ago
Mortgage Underwriter Role
The position of Conventional Mortgage Underwriter requires a high level of expertise in evaluating mortgage loan applications.
In this role, you will be responsible for reviewing and analyzing loan data to ensure compliance with internal and regulatory guidelines.
You must have excellent analytical skills and be able to make informed decisions regarding loan acceptance and risk.
This is a challenging yet rewarding position that requires strong attention to detail and excellent communication skills.
Key Responsibilities:
- Review and analyze loan data: Evaluate loan applications to determine eligibility and ensure compliance with regulations.
- Make informed decisions: Based on analysis, make decisions regarding loan acceptance and risk.
- Maintain accurate records: Keep accurate and detailed records of loan evaluations and decisions.
- Communicate effectively: Communicate clearly and concisely with stakeholders, including borrowers, investors, and other team members.
Requirements:
- Degree or equivalent: A degree in a related field or equivalent experience is required.
- Minimum 3 years experience: At least 3 years of experience in conventional/govt end-to-end underwriting is required.
- 4Cs framework knowledge: Strong knowledge of the 4Cs framework (Asset, Income, Credit, and Collateral) is essential.
- Excellent analytical skills: Excellent analytical and problem-solving skills are necessary for this role.
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