Credit Risk Specialist

2 days ago

Bengaluru, Karnataka, India beBeeRiskManagement Full time ₹ 15,00,000 - ₹ 25,00,000
Senior Risk Management Professional

We are seeking an experienced risk management professional to join our team.

  • Develop and validate credit risk models for retail and wholesale portfolios, applying regulatory requirements and business needs.
  • Utilize AI/ML techniques to enhance model accuracy, efficiency, and interpretability, leveraging algorithms such as LightGBM, XGBoost, Random Forest, and Neural Networks.
  • Implement Generative AI and LLM-based applications using RAG pipelines, document intelligence, and model documentation automation.
  • Design explainable AI solutions by incorporating techniques like SHAP, LIME, and feature attribution methods to improve transparency in high-stakes modeling environments.

The ideal candidate will possess a strong understanding of credit risk modeling frameworks, scorecard development, and risk metrics. Proficiency in Python and SQL, along with hands-on experience using ML libraries such as scikit-learn, Tensorflow, Pytorch, and transformer-based LLM packages, is required.

Key Responsibilities:
  • Collaborate with cross-functional teams to ensure model alignment with business objectives and regulatory expectations.
  • Contribute to innovation initiatives and support proposal development, thought leadership, and solution architecture in the AI/ML space.

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