Financial Risk Oversight Specialist
4 days ago
We are looking for a highly skilled Portfolio Risk Manager to join our team at Anand Rathi Global Finance Limited.
The ideal candidate should have a minimum of 3-4 years of experience in risk management, preferably with a background in retail mortgage products. A CA or MBA degree, along with CFA certification, is preferred but not mandatory.
As a Portfolio Risk Manager, you will be responsible for the overall risk management of our Retail Loan Asset book, which includes HL, LAP, and MLAP portfolios. Your key tasks will include:
- Conducting thorough portfolio analysis and management to identify and mitigate risks
- Implementing corrective actions based on portfolio performance to ensure effective risk management
- Developing and launching new policy programs and amending existing ones as per changes in business environment, regulatory requirements, and portfolio performance
- Preparing monthly risk decks and newsletters for stakeholders
- Creating and monitoring policies as per RBI guidelines
- Maintaining regular communication with stakeholders, including Business, Product, Credit, and Collections teams
- Utilizing analytics to improve bad rates (delinquencies)
- Handling internal and RBI audit queries
- Executing BRE/system-related changes
- Publishing Bounce and Post Disbursal Document MIS and monitoring its improvement
In terms of compensation, we offer a salary of ₹1,200,000 per annum, making this an attractive opportunity for professionals seeking a challenging role in risk management.
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