Mortgage Risk Assessment Specialist

4 days ago


Bengaluru, Karnataka, India beBeeRiskAssessment Full time ₹ 25,00,000 - ₹ 52,00,000

Delivering high-quality mortgage lending services requires meticulous attention to detail and a deep understanding of risk management principles. As a Mortgage Risk Assessment Specialist, you will play a vital role in ensuring the accuracy and compliance of mortgage loan applications.

Key Responsibilities
  • Analyze loan data, reports, and inspections to identify potential risk factors and assess their impact on the loan's viability.
  • Develop and maintain expertise in lending and underwriting guidelines, credit analysis, cash flow assessment, risk evaluation, and loan-to-value ratios.
  • Verify loan, property, and borrower information, including asset requirements for closing and reserve purposes, to ensure alignment with regulatory standards.
  • Making informed decisions regarding loan acceptance and risk levels based on HUD, investor, and company guidelines.

Qualifications:

  • 4+ years of experience in conventional/government end-to-end underwriting.
  • Familiarity with the 4Cs of underwriting (Asset, Income, Credit, and Collateral) and ability to apply them effectively in assessing loan risk.


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