Senior Mortgage Finance Specialist

6 days ago


Rajkot, Gujarat, India beBeeMortgageUnderwriter Full time ₹ 90,00,000 - ₹ 1,20,00,000

The conventional underwriting role requires a high level of expertise in evaluating and approving mortgage loans based on established policies and procedures.

Key responsibilities include reviewing loan applications, analyzing credit reports, and ensuring compliance with regulatory guidelines.

The ideal candidate will possess strong analytical skills, have knowledge of lending and underwriting guidelines, credit and income analysis, cash flow analysis, risk assessment, and debt-to-income ratios.

In this role, the conventional underwriter must be well-versed in all 4Cs of underwriting: Credit, Capacity, Collateral, and Capital. They must also be familiar with credit report analysis, Letter of Explanation, and different account types.

  • Requirements:
  • 4+ years of experience in live underwriting & real-time analysis
  • Expertise in the 4Cs framework (Credit, Capacity, Collateral, and Capital)
  • Familiarity with credit report analysis, Letter of Explanation, and different account types
  • Knowledge of lending and underwriting guidelines, credit and income analysis, cash flow analysis, risk assessment, and debt-to-income ratios

A degree or equivalent is required for this position, along with strong communication skills. The successful candidate will be able to effectively analyze complex data and communicate their findings clearly.



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