Unsecured Lending Strategist

2 days ago


Rajkot, Gujarat, India beBeeCreditRisk Full time ₹ 15,00,000 - ₹ 25,00,000
Unsecured Lending Strategist

We are seeking a seasoned credit risk professional to drive our unsecured lending strategies.

This role will be responsible for strengthening our credit risk framework, developing policies and ensuring optimal risk-adjusted returns.

The successful candidate will work collaboratively with product and analytics teams to optimize credit strategies for new and existing products.

Credit Risk Framework & Policy Development
  • Develop and maintain credit risk policies and frameworks for unsecured products.
  • Evaluate and enhance underwriting norms in line with market trends, regulatory guidelines and risk appetite.
Underwriting & Risk Model Management
  • Build and improve credit scorecards and rule engines in collaboration with data science and analytics teams.
  • Monitor performance of underwriting models and recommend refinements as needed.
  • Evaluate new lending segments, channels or partnerships from a credit perspective.
Portfolio Monitoring & MIS
  • Analyze portfolio performance, delinquencies and early warning signals using dashboards and analytics.
  • Lead periodic credit reviews and present portfolio health to senior management.
  • Design and track key risk indicators (KRIs) and early warning systems (EWS).

MBA/PGDM in Finance, Economics or CA is preferred. 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs. Strong understanding of consumer credit products and the risk lifecycle. Working Capital underwriting is a must.

Key skills required include:

  • Credit risk analysis and modeling
  • Underwriting and policy development
  • Portfolio monitoring and risk management
  • Collaboration and communication

This role offers a challenging opportunity to drive business growth while managing risk.


  • Strategic Leader

    4 days ago


    Rajkot, Gujarat, India beBeePersonalLoan Full time ₹ 14,71,511 - ₹ 21,36,476

    Job Title: Head – Personal LoanWe are seeking a dynamic and strategic leader to head our Personal Loan vertical. The ideal candidate will be responsible for designing and executing business strategies, product development, risk management, partnerships, and digital growth in the personal loan segment.This role requires deep knowledge of unsecured lending,...


  • Rajkot, Gujarat, India beBeeRisk Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job OverviewWe're seeking a skilled Risk Analyst to join our team. This role involves implementing and monitoring credit risk strategies across the lending lifecycle, deep diving into alternate data for enhanced risk assessment, and evaluating data features for credit expansion.Implement and monitor credit risk strategies across the lending lifecycle...

  • Senior Risk Analyst

    1 week ago


    Rajkot, Gujarat, India beBeeRiskManagement Full time ₹ 15,00,000 - ₹ 20,00,000

    Job DescriptionWe are seeking a highly skilled Credit Risk Management professional to join our team. The successful candidate will be responsible for developing, implementing and reviewing credit risk models and associated frameworks in an unsecured rural/semi-urban lending context.Develop, implement and review credit risk models and associated frameworks in...


  • Rajkot, Gujarat, India beBeeRisk Full time ₹ 17,64,000 - ₹ 25,12,000

    Job OverviewWe seek a seasoned risk expert to lead the development of cutting-edge risk models for unsecured personal loans.Key Responsibilities:Design and implement risk models that accurately predict borrower behavior.Collaborate with cross-functional teams to integrate risk models into lending workflows.Develop data-driven strategies to drive business...


  • Rajkot, Gujarat, India beBeeQuantitativeTrader Full time ₹ 10,00,000 - ₹ 20,00,000

    About Findoc: We offer the best stock trading services to help institutions, businesses, and individual investors grow their wealth. Our top priority is understanding our clients' needs and ensuring capital preservation. As a leading financial services provider, we facilitate trading & lending.We are focused on unsecured and secured lending with a focus on...


  • Rajkot, Gujarat, India beBeeFraudPrevention Full time ₹ 10,80,000 - ₹ 14,40,000

    The successful candidate will be responsible for monitoring and analyzing data to identify potential fraud cases in unsecured lending products. They will focus on leveraging fraud detection tools, SQL, and trend analysis to prevent financial crime.Key Responsibilities:Investigate potential fraud cases, especially in personal loans, credit cards, and lines of...


  • Rajkot, Gujarat, India beBeeRural Full time ₹ 20,00,000 - ₹ 30,00,000

    We are seeking a seasoned sales leader to drive growth in rural markets.As a National Sales Manager, you will lead our Tractor Finance business across India, building strategic partnerships and driving real impact on the ground.About the RoleDevelop national sales strategy for tractor loans to maximize revenue.Drive disbursements through DSA, OEM, and dealer...


  • Rajkot, Gujarat, India beBeeLender Full time ₹ 2,16,30,000 - ₹ 2,59,40,000

    Role OverviewTo propel the growth and success of prime home loan products, you will be at the forefront of strategic planning, product development, market analysis, and team leadership.Strategic Planning: Develop and execute plans for prime home loans, aligning with overall business objectives and market trends. Continuously assess market dynamics,...


  • Rajkot, Gujarat, India beBeeFinance Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    Job Title: Chief Financial OfficerAbout the RoleWe are seeking a seasoned CFO with 8+ years of post-qualification experience to lead our finance function. This role will be central to shaping our financial strategy, ensuring compliance with regulatory requirements, managing capital and liquidity, and enabling our company's ambitious growth.The ideal...


  • Rajkot, Gujarat, India Kotak Mahindra Bank Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Role: Relationship Officer- SBEGrade- E0Job DescriptionAssisting team in day to day tasks and coordinating with RMs for activities related to business.Document collection from client and to ensure completion of all the documents along with signatures and stamps.To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in...