
Risk Management Leader
1 day ago
Job Description
The Chief Risk Officer is responsible for developing and implementing a robust risk management framework across the organization.
This role requires strong leadership skills to ensure alignment of risk practices with business strategy, regulatory requirements, and organizational growth objectives.
Credit Risk Management
Oversee credit policy, underwriting standards, and portfolio monitoring for retail and consumer lending products to ensure robust governance and portfolio health.
Establish differentiated credit frameworks to balance growth and risk. Strengthen early warning systems and portfolio quality controls for proactive risk identification.
Review and analyze portfolio trends to detect deterioration in portfolio quality.
Operational Risk Management
Enhance operational resilience by strengthening controls across disbursement, collections, fraud prevention, and cyber risk.
Drive adoption of automation, data-led controls, and audit readiness across all business lines.
Market & Liquidity Risk Management
Support the assessment and management of ALM, interest rate risk, and liquidity, partnering closely with Treasury and Finance.
Partner with Treasury and Finance to ensure prudent capital, liquidity, and balance sheet management.
Regulatory Compliance & Governance
Anticipate and interpret regulatory guidelines to ensure proactive compliance.
Oversee all risk-related regulatory reporting, board disclosures, and governance frameworks.
Deliver clear risk dashboards and insights to senior stakeholders.
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