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Product Strategy Executive

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Role Overview

The Payments Hub Product Implementation Specialist plays a pivotal role in defining and executing the product strategy and roadmap, ensuring alignment with customer needs and regulatory requirements.

This includes leading end-to-end product development lifecycle, from ideation to deployment, focusing on scalability, security, and real-time processing.

The specialist will develop detailed functional specifications for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks.

Collaboration with engineering teams is required to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements.

Maintenance of adherence to Nacha, Fed, and card network standards is essential.

The specialist will define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform.

Engagement with customers, banks, and payment partners is necessary to understand market trends, pain points, and opportunities for innovation.

Driving partnerships and integrations with payment networks, core banking providers, and fintech partners is a key responsibility.

Staying ahead of emerging trends in real-time payments, open banking, and digital wallets is crucial.
Qualifications

  • 8-10 years of experience in payments product management, preferably in a financial institution, fintech, or payment processor.
  • Deep expertise in ACH and Wire payments (Nacha rules, FedWire operations, etc.).
  • Experience with one or more of RTP, FedNow, and card issuing/processing.
  • Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing.
  • Knowledge of regulatory requirements, risk management, and fraud detection in payments.
  • Excellent ability to translate business requirements into technical specifications.
  • Experience working with engineering, compliance, and sales teams to deliver complex payment solutions.
Key Skills
  • Strong analytical and problem-solving skills with a data-driven approach.
  • Exceptional communication and stakeholder management skills.