Senior Loan Officer

4 days ago


Delhi, Delhi, India beBeeCreditRisk Full time ₹ 5,00,000 - ₹ 10,00,000

We are seeking a seasoned Credit Risk Manager to join our team.

As a Credit Risk Manager, you will be responsible for evaluating the creditworthiness of customers applying for auto loans by reviewing their financial profiles, credit history, and loan repayment capacity.

Key Responsibilities:

  • Evaluate customer credit profiles and make informed decisions about loan approvals.
  • Conduct thorough checks, including background and reference verification, to ensure accurate decision-making.
  • Review and validate loan applications for completeness and compliance with bank policies and regulatory requirements.
  • Ensure that all documentation is in place for loan disbursement.
  • Analyze potential risks associated with lending to applicants.
  • Collaborate with sales teams to provide support and guidance on loan products and services.
  • Maintain compliance with internal policies, local regulations, and industry standards.
  • Monitor loan portfolio performance and identify areas for improvement.

About Us:

Our organization values innovation, teamwork, and customer satisfaction. We offer a dynamic work environment, opportunities for growth and development, and competitive compensation packages.

Requirements:

  • Bachelor's degree in Finance or related field.
  • Minimum 5 years of experience in credit risk management or a related field.
  • Proven track record of successfully managing credit risk and improving loan portfolio performance.

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