
Credit Risk Specialist
1 day ago
Credit Risk Specialist Role Summary
We are seeking a highly skilled Credit Risk Specialist to evaluate the creditworthiness of large corporate clients and provide recommendations for loan approvals.
Key Responsibilities:
- Credit Appraisal Notes: Prepare detailed credit appraisal notes for large corporate clients, including financial analysis and risk assessments.
- Terms and Conditions: Discuss terms and conditions with business stakeholders to ensure accurate risk assessments.
- Customer Information: Obtain necessary information from customers to prepare credit reports and risk assessments.
- Account Monitoring: Monitor client accounts based on terms stipulated by sanctioning authorities.
- Reporting: Prepare monthly and quarterly monitoring reports for the portfolio.
- Escalations: Escalate non-compliance issues with action plans.
- Unit Visits: Visit client units and submit inspection reports.
- Risk Management: Manage and address escalations related to risk assessments.
Required Skills and Qualifications:
- Credit Experience: Minimum 2 years of experience in credit underwriting for SME or large corporate clients.
- Excel Skills: Working knowledge of Excel for financial modeling.
- Project Finance: Experience in project finance and/or infra sector credit analysis preferred (not mandatory).
- Qualifications: CA, MBA, or CFA degree.
- Communication Skills: Good verbal, written communication, and presentation skills.
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