Credit Risk Specialist

1 day ago


Alleppey, Kerala, India beBeeCreditRisk Full time ₹ 15,00,000 - ₹ 25,00,000

Credit Risk Specialist Role Summary

We are seeking a highly skilled Credit Risk Specialist to evaluate the creditworthiness of large corporate clients and provide recommendations for loan approvals.

Key Responsibilities:

  • Credit Appraisal Notes: Prepare detailed credit appraisal notes for large corporate clients, including financial analysis and risk assessments.
  • Terms and Conditions: Discuss terms and conditions with business stakeholders to ensure accurate risk assessments.
  • Customer Information: Obtain necessary information from customers to prepare credit reports and risk assessments.
  • Account Monitoring: Monitor client accounts based on terms stipulated by sanctioning authorities.
  • Reporting: Prepare monthly and quarterly monitoring reports for the portfolio.
  • Escalations: Escalate non-compliance issues with action plans.
  • Unit Visits: Visit client units and submit inspection reports.
  • Risk Management: Manage and address escalations related to risk assessments.

Required Skills and Qualifications:

  • Credit Experience: Minimum 2 years of experience in credit underwriting for SME or large corporate clients.
  • Excel Skills: Working knowledge of Excel for financial modeling.
  • Project Finance: Experience in project finance and/or infra sector credit analysis preferred (not mandatory).
  • Qualifications: CA, MBA, or CFA degree.
  • Communication Skills: Good verbal, written communication, and presentation skills.


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