Senior Credit Risk Strategist

24 hours ago


Tiruppur, Tamil Nadu, India beBeeCreditRisk Full time ₹ 80,00,000 - ₹ 1,50,00,000
Credit Risk Management Expertise

The ideal candidate will have 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs.

  • They should possess a strong understanding of consumer credit products and the risk lifecycle.
Responsibilities
  1. Develop and maintain credit risk policies and frameworks for unsecured products.
  2. Review and enhance underwriting norms in line with market trends, regulatory guidelines, and risk appetite.
  3. Collaborate with product and analytics teams to optimize credit strategies for new and existing products.
  4. Build and improve credit scorecards and rule engines in collaboration with data science and analytics teams.
  5. Monitor performance of underwriting models and recommend refinements as needed.
  6. Evaluate new lending segments, channels, or partnerships from a credit perspective.
  7. Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics.
  8. Lead periodic credit reviews and present portfolio health to senior management.
  9. Design and track key risk indicators (KRIs) and early warning systems (EWS).


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