
Lead Risk Specialist
5 days ago
Job Opportunity
- Risk Analysis and Modelling: Develop, implement, and review credit risk models and associated frameworks to manage lending risks.
- Credit Risk Strategies: Implement and monitor strategies for managing credit risk across the lending lifecycle - acquisition, underwriting, cross-sell & collections.
- Portfolio Review: Periodically review portfolio performance using various risk metrics for early warning signals and analyze trends to track portfolio quality on accepted parameters.
- Risk Policy Management: Regularly review and update risk policies to reflect the dynamic external environment and internal risk appetite.
- Industry Insights: Analyze industry data to prepare management information dashboards and brief senior management on changing market conditions.
- Process Enhancement: Regularly review processes to ensure adherence to risk policies and verify if controls are effectively in place and functioning.
- Collaborative Work: Coordinate with various teams to strengthen the risk framework.
Essential Requirements
- Education: BTech or MTech from a reputable college.
- Experience: 3-6 years of experience in risk management within a financial institution.
- Technical Skills: 2+ years of experience in Python and SQL is mandatory. Strong understanding of data and ability to derive insights. Sound knowledge of statistical models.
- Added Advantage: Experience in Microfinance/MSME Lending will be beneficial.
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