
Mortgage Expert
1 day ago
**Job Description:**
We are looking for an experienced underwriter to join our team in Pune, working on a UK shift environment. As a senior underwriter, you will be responsible for performing live underwriting with complete end-to-end case ownership, evaluating borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral, conducting detailed credit report reviews for accurate risk assessment, and ensuring compliance with internal policies and regulatory guidelines.
**Key Responsibilities:**
- Perform live underwriting with complete end-to-end case ownership.
- Evaluate borrower profiles using the 4 Cs of Credit.
- Conduct detailed credit report reviews for accurate risk assessment.
- Ensure compliance with internal policies and regulatory guidelines.
**Requirements:**
- Minimum 3.5 years of underwriting experience.
- Experience in the UK mortgage process or US mortgage underwriting.
- Strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations.
- Excellent analytical and decision-making skills with high accuracy.
- Comfortable working in a UK shift environment.
**Why Choose Us?**
- Opportunity to work on challenging UK & US mortgage underwriting cases.
- Career growth, continuous learning, and a supportive team culture.
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