Payments Solutions Architect

4 days ago

Bengaluru, Karnataka, India Infosys Finacle Full time

About the Role

We are seeking a Payments Solutions Architect to join our team at Infosys Finacle. As a pivotal member of our Product Management team, you will lead the ideation, development, and management of payments-related solutions that align with customer needs and drive business growth.

This role demands a strategic mindset, deep expertise in the payments industry, and the ability to deliver innovative solutions in a dynamic market landscape. You will collaborate with cross-functional teams to oversee the end-to-end lifecycle of payment solutions, from market research and product definition to launch and continuous optimization.

Key Responsibilities

  • Product Vision & Strategy: Develop and articulate a clear product vision that aligns with company objectives and market needs, driving the strategic roadmap for payments solutions.
  • Market Research & Analysis: Analyze industry trends, emerging technologies, and competitive offerings to identify market opportunities and ensure product differentiation.
  • Product Roadmap & Definition: Gather and prioritize requirements from customers, stakeholders, and market research. Define product features, create detailed specifications, and develop a prioritized product roadmap.
  • Cross-Functional Collaboration: Work closely with engineering, design, and operations teams to guide product development, ensuring high-quality deliverables within defined timelines using agile methodologies.
  • Customer-Centric Development: Conduct user acceptance testing (UAT), incorporate feedback, and iterate to optimize the product for customer satisfaction and market relevance.
  • Stakeholder Engagement: Act as the primary liaison between internal teams, customers, and external stakeholders, ensuring alignment and smooth communication across all phases of the product lifecycle.

Essential Skills & Qualifications

  • Industry Expertise: Over 4 years of experience in the banking/payments domain.
  • Hands-on Expertise: Payment systems, including SWIFT processing, clearing systems (RTGS, CHAPS, FED, NACHA), payments hubs, and reconciliation.
  • Technical Proficiency: Knowledge of payment standards and practices, including ISO20022, SEPA, clearing, and settlement processes.
  • Software Development Life Cycles: Familiarity with tools like Jira to manage user stories, epics, and documentation.
  • Analytical & Communication Skills: Proven ability to translate business requirements into clear user stories, acceptance criteria, and process flows.
  • Compliance Knowledge: In-depth understanding of financial regulations, statutory reporting requirements, and submission formats for regulatory authorities.

What We Offer

We offer an estimated salary of ₹1,200,000 - ₹2,000,000 per annum, depending on qualifications and experience. Benefits include comprehensive health insurance, retirement plans, and paid time off.

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