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Senior Portfolio Strategist

3 weeks ago


Gulbarga, Karnataka, India beBeeCredit Full time ₹ 12,75,925 - ₹ 21,46,600
Job Opportunity

We are seeking an experienced professional to lead our credit underwriting and monitoring processes. This role involves overseeing the end-to-end journey of personal loans, ensuring that our portfolio is managed effectively and efficiently.

Main Responsibilities:
  1. Policy Development:
  2. Create and implement underwriting policies that balance risk and reward
  3. Collaborate with data scientists to analyze and validate underwriting models, identifying areas for improvement
  4. Determine performance benchmarks and develop strategies to mitigate risks
  5. Automate credit policies to minimize manual intervention and optimize decision-making
  6. Determine pricing strategies based on segmentation and market analysis
  7. Standardize policies and processes to ensure consistency and efficiency
  8. Monitor portfolio profitability and risk thresholds, making adjustments as needed
Performance Analysis:
  1. Analyze portfolio performance and recommend policy changes to senior management
  2. Conduct regular credit reviews and identify high-risk segments for targeted interventions
  3. Mitigate identified risks through data-driven decision-making
  4. Monitor delinquency rates and ensure compliance with company standards
  5. Identify opportunities to improve existing processes and enhance portfolio management functions
  6. Analyze MIS reports to inform portfolio performance and risk decisions
New Partnership Integrations:
  1. Evaluate new partner offerings and identify potential opportunities
  2. Understand customer journeys and segment characteristics
  3. Create policies aligned with partner products and customer needs