Data Modeler and Risk Analyst

1 week ago


Gurgaon, Haryana, India Yabx Full time

At Yabx, we're on a mission to drive financial inclusion for the underserved. As a Data Modeler and Risk Analyst, you'll play a critical role in developing cutting-edge credit risk models that assess the needs of our customers.

Job Description

We're looking for an expert with a strong background in Big Data and Machine Learning to join our team. Your primary responsibility will be to own the end-to-end delivery of models/algorithms across the customer life cycle. This includes developing innovative credit risk/churn/usage models using mobile wallet transaction data, call data, telecom usage data, and customer bureau data.

Key Responsibilities
  • Develop and deploy models/algorithms to assess risk, churn, and uptake across the customer life cycle
  • Partner with the Data Engineering team to define data pipelines and build the feature bank (foundational capability) to support model development/deployment
  • Collaborate with the credit policy/portfolio management team to drive P&L outcomes
Requirements

To succeed in this role, you'll need:

  • Solid expertise in end-to-end risk model lifecycle management (develop, deploy, monitor)
  • Hands-on experience in credit, fraud, churn model development and deployment
  • Previous exposure to algorithms such as Logistic Regression, Random Forest, XGBOOST, Markov Chain, PSI/CSI for model monitoring

In addition, you should have strong entrepreneurial drive, good business understanding of the fintech/consumer finance space, and hands-on experience working with Telecom data. Estimated salary: $120,000 - $180,000 per year based on location and industry standards.



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