Credit Risk Analyst

2 hours ago


Gurgaon, Haryana, India ADJ UTILITY APPS PRIVATE LIMITED Full time

Senior Business Analyst - Credit Risk

About the Role:

We are seeking a seasoned Senior Business Analyst with expertise in credit risk analytics to join our team at ADJ UTILITY APPS PRIVATE LIMITED.

Key Responsibilities:

  • Develop and monitor credit policy design and BRE implementation to achieve optimal Risk/ECL benchmarks.
  • Drive strategic decision-making for Risk Management, working closely with internal stakeholders and external partners.
  • Improve data collection, coverage, and visibility to drive deeper insights into relevant metrics, enhancing business outcomes.
  • Collaborate with the Decision Science team to provide inputs and insights for improving Risk Selection and Collection Behavioural models.
  • Enable senior leadership decision-making by streamlining KPI measurement, identifying key drivers through causal modeling, and communicating key metrics and business trends to leadership teams.
  • Mentor junior business and data analysts, fostering growth and development within the team.

Requirements:

  • 2+ years of experience in Analytics, with prior 1+ years of experience in credit risk analytics being mandatory.
  • Proficiency in SQL and Excel, along with strong working experience with BI tools (Tableau, Qlikview, Power BI, Cognos, BO, Pentaho, etc.).
  • Strong understanding of statistics and experience with statistical analysis, including proficiency in R, Python, Spark, SAS, or SPSS.
  • Excellent quantitative abilities, problem-solving skills, and organizational, communication, presentation, and project management skills.

Compensation Package:

We offer a competitive salary range of ₹25-35 lakhs per annum, commensurate with experience and qualifications. This estimate is based on industry standards and takes into account factors like location, job requirements, and market trends.


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