Credit Risk Analyst
2 hours ago
Senior Business Analyst - Credit Risk
About the Role:
We are seeking a seasoned Senior Business Analyst with expertise in credit risk analytics to join our team at ADJ UTILITY APPS PRIVATE LIMITED.
Key Responsibilities:
- Develop and monitor credit policy design and BRE implementation to achieve optimal Risk/ECL benchmarks.
- Drive strategic decision-making for Risk Management, working closely with internal stakeholders and external partners.
- Improve data collection, coverage, and visibility to drive deeper insights into relevant metrics, enhancing business outcomes.
- Collaborate with the Decision Science team to provide inputs and insights for improving Risk Selection and Collection Behavioural models.
- Enable senior leadership decision-making by streamlining KPI measurement, identifying key drivers through causal modeling, and communicating key metrics and business trends to leadership teams.
- Mentor junior business and data analysts, fostering growth and development within the team.
Requirements:
- 2+ years of experience in Analytics, with prior 1+ years of experience in credit risk analytics being mandatory.
- Proficiency in SQL and Excel, along with strong working experience with BI tools (Tableau, Qlikview, Power BI, Cognos, BO, Pentaho, etc.).
- Strong understanding of statistics and experience with statistical analysis, including proficiency in R, Python, Spark, SAS, or SPSS.
- Excellent quantitative abilities, problem-solving skills, and organizational, communication, presentation, and project management skills.
Compensation Package:
We offer a competitive salary range of ₹25-35 lakhs per annum, commensurate with experience and qualifications. This estimate is based on industry standards and takes into account factors like location, job requirements, and market trends.
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