
Underwriting Manager
6 days ago
We are seeking a seasoned underwriting professional to join our team in India. As an Underwriting Manager, you will be responsible for managing live underwriting cases with complete end-to-end ownership.
Your key responsibilities will include evaluating borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral, as well as conducting detailed credit report reviews for accurate risk assessments.
You will work on both UK Mortgage and US Mortgage underwriting, including income calculations, debt-to-income ratio assessments, loan-to-value ratio evaluations, asset calculations, and PITI (Principal, Interest, Taxes, Insurance) reviews.
In addition, you will ensure compliance with internal policies and regulatory guidelines, and collaborate with internal teams to ensure smooth processing and decision-making.
- Key Responsibilities:
- Manage live underwriting cases with complete end-to-end ownership.
- Evaluate borrower profiles using the 4 Cs of Credit.
- Conduct detailed credit report reviews for accurate risk assessments.
- Work on both UK Mortgage and US Mortgage underwriting.
To succeed in this role, you must have:
- Minimum 3.5 years of underwriting experience.
- Experience in the UK Mortgage process or the US Mortgage underwriting.
- Strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations.
- Excellent analytical and decision-making skills with high accuracy.
- Comfortable working in a fast-paced environment.
This role offers:
- Opportunity to work on challenging mortgage underwriting cases.
- Career growth, continuous learning, and a supportive team culture.
Our company is a dynamic and fast-paced organization that offers a competitive compensation package. If you are a motivated and experienced professional looking to grow your career, we encourage you to apply.
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