Senior Credit Strategist

1 week ago


Anantapur, Andhra Pradesh, India beBeeRiskManagement Full time ₹ 15,00,000 - ₹ 30,00,000
Chief Risk Officer

Our organization seeks a seasoned Chief Risk Officer to lead and strengthen their credit risk framework for unsecured lending.

Key Responsibilities:

Credit Risk Strategy & Policy
  • Develop and maintain robust credit risk policies and frameworks for unsecured products.
  • Review and enhance underwriting norms in line with market trends, regulatory guidelines, and risk appetite.
  • Collaborate with product and analytics teams to optimize credit strategies for new and existing products.
Underwriting & Risk Models
  • Design and improve credit scorecards and rule engines in collaboration with data science and analytics teams.
  • Monitor performance of underwriting models and recommend refinements as needed.
  • Evaluate new lending segments, channels, or partnerships from a credit perspective.
Portfolio Monitoring & MIS
  • Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics.
  • Lead periodic credit reviews and present portfolio health to senior management.
  • Design and track key risk indicators (KRIs) and early warning systems (EWS).
Required Skills & Qualifications
  • MBA/PGDM in Finance, Economics, or CA.
  • 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs.
  • Strong understanding of consumer credit products and the risk lifecycle.
  • Working Capital underwriting is a must.


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