Head of Acquiring and Issuing Risk
2 days ago
Description: As Senior Merchant Risk Specialist at Worldline India, you will be responsible for managing risks associated with our acquiring and issuing businesses. You will lead a team of professionals responsible for identifying, assessing, and mitigating risks, reviewing underwriting assessments, and providing recommendations to senior management.
In this role, you will interpret merchant balance sheets, evaluate financial positions, and understand credit risk ratings. You will also be responsible for creating robust policies, processes & manuals to build a healthy business portfolio, aiming for profitability and mitigation of risks concerned with emphasis on operating within regulatory framework & all applicable compliance norms.
Key Responsibilities:
- Manage a team of about 80 professionals (Vertical Leads/Team Leads & Staff) taking care of the various risks for Worldline India on both issuing and acquiring sides.
- Review and advise on detailed underwriting assessments for large enterprise merchants documenting key risks and mitigants for presentation to local management, Merchant Services, and Group risk committees.
- Interpret merchant balance sheet and evaluate financial position of merchants.
- Understand credit risk rating and interpret credit quality as well as understanding chargeback risks for implementing credit risk mitigation.
Requirements:
- Previous senior leadership and line management responsibility.
- Ability to create robust policies, processes & manuals to build a healthy business portfolio aiming for profitability and mitigation of risks concerned with emphasis on operating within regulatory framework & all applicable compliance norms.
- Consistent record in getting complex things done, problem resolution, overcoming obstacles.
Compensation: ₹45 Lakhs - ₹55 Lakhs per annum based on experience and qualifications.
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