Senior Merchant Risk Specialist
2 weeks ago
About the Role: We are seeking an experienced Risk Management Leader to join our team at Worldline India. As a senior member of our risk management team, you will play a critical role in identifying, assessing, and mitigating risks associated with our acquiring and issuing businesses. Your expertise will help us maintain a healthy business portfolio, achieve profitability, and comply with regulatory requirements.
In this role, you will lead a team of professionals responsible for managing various risks, reviewing underwriting assessments, and providing recommendations to senior management. You will also be responsible for interpreting merchant balance sheets, evaluating financial positions, and understanding credit risk ratings.
Key Responsibilities:
- Lead a team of about 80 professionals (Vertical Leads/Team Leads & Staff) taking care of the various risks for Worldline India on both issuing and acquiring sides.
- Review and advise on detailed underwriting assessments for large enterprise merchants documenting key risks and mitigants for presentation to local management, Merchant Services, and Group risk committees.
- Interpret merchant balance sheet and evaluate financial position of merchants.
- Understand credit risk rating and interpret credit quality as well as understanding chargeback risks for implementing credit risk mitigation.
Requirements:
- Previous senior leadership and line management responsibility.
- Ability to create robust policies, processes & manuals to build a healthy business portfolio aiming for profitability and mitigation of risks concerned with emphasis on operating within regulatory framework & all applicable compliance norms.
- Consistent record in getting complex things done, problem resolution, overcoming obstacles.
What We Offer:
- Competitive salary ranging from ₹45 Lakhs - ₹55 Lakhs per annum based on experience and qualifications.
- Opportunities for career growth and professional development.
- Collaborative and dynamic work environment.
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