Residential Mortgage Underwriter

2 days ago


Pune, Maharashtra, India Mphasis Full time
Job Title: Residential Mortgage Underwriter

We are seeking a highly skilled Residential Mortgage Underwriter to join our team at Mphasis. As a key member of our underwriting team, you will be responsible for reviewing and analyzing loan files to ensure compliance with Conventional and FHA guidelines.

Your primary focus will be on:

  • Underwriting residential mortgage loans in accordance with Conventional and FHA guidelines.
  • Reviewing and analyzing loan files submitted by borrowers to ensure they meet loan program requirements.
  • Identifying and calculating loan risk of loss.

You will also be responsible for:

  • Communicating status and decisions to stakeholders.
  • Escalating fraud files to the Credit Manager/Risk Management team.
  • Working closely with Mortgage Consultants and production staff to secure required documents.

In exchange for your expertise, we offer a competitive salary of $120,000 per year, plus benefits.

The ideal candidate will have a strong understanding of income calculations, tax returns, and credit reports, as well as excellent communication and organizational skills.



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