Risk Manager and Compliance Specialist

2 days ago


Bengaluru, Karnataka, India Ujjivan Small Finance Bank Full time
Job Description

The Role:

We are seeking an experienced Risk Manager and Compliance Specialist to join our team at Ujjivan Small Finance Bank. As a key member of our risk management and compliance team, you will be responsible for ensuring the effective implementation of our credit risk management policy and monitoring our credit exposure/concentration limits.

Your primary focus will be on developing and implementing credit risk appetite/limits statements in conjunction with business units, monitoring credit risk parameters, and laying down credit risk identification systems. You will also be responsible for analyzing early warning signals in our MSE portfolio, identifying weak exposures, and undertaking asset quality reviews with support from business units.

In addition to these responsibilities, you will be required to execute portfolio risk management activities, including concentration risk monitoring and stress testing. You will also need to ensure stringent monitoring and management of specifically assigned problem accounts either independently or in coordination with business units.

This is a challenging role that requires strong analytical skills, attention to detail, and excellent communication and interpersonal skills. If you have a passion for risk management and compliance, and want to work for a leading financial institution, we encourage you to apply.

About Us

Ujjivan Small Finance Bank is a leading small finance bank in India, providing financial services to underserved communities. We are committed to serving the unbanked and under-banked population by providing accessible and affordable financial services.

Requirements

To be successful in this role, you will need to have:

  • A Bachelor's degree in commerce or an MBA in finance;
  • At least 10 years of experience in banking business, including experience in compliance and risk management;
  • Strong knowledge of credit risk, operational risk, market risk, and asset liability management;
  • Excellent communication and interpersonal skills;
  • Ability to work independently and as part of a team;
  • Proficiency in MS Office and other software applications.
Salary and Benefits

We offer a competitive salary package, including a base salary of ₹25-30 lakhs per annum, depending on experience, plus benefits such as health insurance, retirement plan, and paid time off.



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