
Australian Mortgage Underwriter
4 days ago
Job Summary:
We are seeking experienced Credit Managers with a strong background in mortgage underwriting principles to join our team. The ideal candidate will be responsible for assessing home loan applications, ensuring high-quality credit decisions, and collaborating with stakeholders.
Main Responsibilities:
- Assessing home loan/mortgage applications based on Australian credit policy and guidelines.
- Verifying income, conducting credit checks, reviewing property valuations, and performing responsible lending assessments.
- Liaising with lenders and internal teams for clarifications or documentation gaps.
- Making timely and high-quality credit decisions while meeting SLA and compliance standards.
- Ensuring adherence to NCCP, AML, and other regulatory requirements.
- Mentoring junior underwriters and supporting process improvements.
- Preparing daily/weekly reports on pipeline, SLAs, and quality metrics.
Required Skills and Qualifications:
- Graduate/Postgraduate degree in Finance, Commerce, or a related field.
- Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
- Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems.
- Exposure to multiple lenders is a plus.
- Excellent analytical, communication, and documentation skills.
- Ability to work in fast-paced environments and meet deadlines.
Benefits:
- Opportunity to work with a dynamic team.
- Chance to grow professionally and develop new skills.
- A supportive work environment.
Others:
Please note that we value diversity and equal opportunities in the workplace.
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