
Risk Professional
19 hours ago
The role of a Strategic Risk Advisor is to play a critical part in the development, implementation, and review of credit risk models and associated frameworks within an unsecured rural/semi-urban lending context.
Key Responsibilities:- Model Development: Develop, implement, and maintain credit risk models that accurately assess loan defaults and provide actionable insights for informed decision-making.
- Risk Framework Implementation: Implement and monitor credit risk strategies across the lending life cycle, including acquisition, underwriting, cross-sell, and collections.
- Portfolio Analysis: Regularly analyze portfolio performance across various risk metrics, identifying early warning signals and tracking trends to monitor portfolio quality against accepted risk parameters.
- Policy Review: Ensure timely reviews of risk policies to reflect the dynamic external environment and internal risk appetite.
- Data Insights: Analyze large-scale industry data, preparing management information systems (MIS) and dashboards to inform senior management about changing market conditions.
- Process Evaluation: Regularly evaluate processes for adherence to risk policies and ensure controls are effectively in place and functioning as intended.
- Team Collaboration: Collaborate with internal teams to strengthen the risk framework and drive business growth.
Eligibility Criteria:
- Bachelor's or Master's degree from a reputable institution.
- 3-6 years of experience in managing risk in a non-banking financial company (NBFC), fintech, or lending institution.
- Minimum 2 years of experience in Python and SQL programming is mandatory.
- Excellent understanding of data and ability to extract meaningful insights.
- Solid knowledge of statistical models and their applications.
- Experience in microfinance or MSME lending is an added advantage.
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