Lead Underwriting Specialist

20 hours ago


Rajkot, Gujarat, India beBeeUnderwriter Full time ₹ 45,00,000 - ₹ 55,00,000

Seeking a seasoned Underwriting Professional with extensive experience in Live End-to-End Case Ownership.

We require an experienced Underwriter with 3.5+ years of relevant background to join our organization in a fast-paced environment.

Key Responsibilities:

  • Perform comprehensive Live Underwriting with end-to-end case ownership, evaluating borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
  • Conduct detailed Credit Report Reviews for accurate risk assessment, considering Income Calculation, Debt-to-Income (DTI) ratio assessment, Loan-to-Value (LTV) ratio evaluation, Asset Calculation, and PITI review.
  • Collaborate with internal teams to ensure smooth processing and decision-making, ensuring compliance with internal policies and regulatory guidelines.

Requirements:

  • Minimum 3.5 years of underwriting experience (Live / End-to-End).
  • Strong knowledge of Credit Report Review, DTI, LTV, PITI, Income & Asset calculations.
  • Excellent analytical and decision-making skills with high accuracy.
  • Comfortable working in a dynamic environment.
  • Strong communication and stakeholder management skills.


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