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7 days ago
Job Role: Credit Manager
Key Responsibilities:- Evaluate business opportunities by analyzing industry trends and financial performance, including the preparation of credit memos with detailed financial models that incorporate profit and loss statements, balance sheets, and cash flow analysis.
- Present deal recommendations to senior management in a clear and concise PowerPoint format.
- Coordinate with internal stakeholders for the disbursement of approved deals.
- Submit regular monitoring reports to top management highlighting key metrics and trends.
- Ensure timely repayment of interest and principal amounts.
- Conduct market research and competitive analysis to inform assessment decisions.
- Mentor junior analysts and management trainees within the team to enhance their skills and knowledge.
- Strong understanding of industry, financial, and credit principles.
- Excellent interpersonal and presentation skills.
- Solid knowledge of underwriting in corporate lending.
- Ability to analyze industry cycles and financial ratios.
- Hands-on experience in credit memo preparation and financial modeling using MS Excel.
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