Senior Credit Risk Analyst

5 days ago


Pune, Maharashtra, India Skillventory Full time
Job Overview

We are seeking a highly skilled Senior Credit Risk Analyst to join our team at Skillventory.

As a key member of our credit team, you will play a crucial role in evaluating clients' creditworthiness and making informed decisions about loan approvals.

Key Responsibilities
  • Evaluate client credit reports and other relevant data to assess their credit risk
  • Develop and maintain complex credit scoring models to predict loan repayment risks
  • Analyze financial statements and other documents to determine clients' ability to repay loans
  • Negotiate loan terms with clients, taking into account their creditworthiness and business needs
  • Monitor client payments and adjust loan terms as necessary to minimize risk
  • Maintain accurate records of loan applications, including credit scores and other relevant data
Requirements
  • Minimum 3 years of experience in unsecured business lending or credit analysis
  • CA or MBA degree required; CFA or other relevant certifications a plus
  • Strong analytical and problem-solving skills, with ability to interpret complex financial data
  • Excellent communication and negotiation skills, with ability to work effectively with clients and colleagues
What We Offer
  • Competitive salary: $120,000 - $150,000 per year, based on experience
  • Opportunities for career growth and professional development
  • Benefits package, including health insurance, retirement plan, and paid time off


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