Senior Credit Risk Professional
2 weeks ago
BNY seeks a seasoned professional to fill the role of Vice President, Credit Risk – Credit Modeler/Structured Finance for Alternative Fund Structures, as part of its Credit Risk team. This position is located in Pune, India – HYBRID.
Key Responsibilities:
- Participate in and assist in evaluating loan commitments to Structured Finance Vehicles managed by Financial Sponsors.
- Develop and implement stress-testing assumptions, as well as model portfolio downside scenarios.
- Review and challenge the underwriting team's proposals, focusing on modeling and stress testing analysis.
- Prepare and review financial models, lead fund-level financial statement and asset-level analysis, cash flow analysis, and more.
- Participate in client due diligence meetings to facilitate credit decisions and/or assist in problem resolution.
- Provide credit guidance to the underwriting team and collaborate in defining credit risk appetite.
- Contribute to Portfolio Management Committee meetings and Portfolio Review meetings with senior management.
Requirements:
- Bachelor's degree in finance or equivalent combination of education and experience.
- At least 10 years of total work experience, with experience in risk analysis essential.
- 7+ years of experience in financial industry, preferably related to Loan Finance, CLOs, or Structured Finance.
- Excellent financial modeling skills, including the ability to build financial models.
- Understanding and experience in modeling credit structures for SPVs, including underlying asset volatility, expected default rates, and recoveries.
- Credit/Portfolio Risk management experience in the Alternative Fund space.
- Leverage Finance experience a plus.
- Bachelor's or Master's degree in finance or quantitative discipline.
- Ability to communicate effectively with stakeholders.
- Robust analytical thinking, intellectual curiosity, and attentiveness to detail.
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