Credit Risk Analyst
2 weeks ago
Job Title: Credit Risk Analyst - Business Banking Group
Job Summary:
The Credit Risk Analyst - Business Banking Group will be responsible for formulating and implementing BBG policy and regularly monitoring the portfolio from a credit risk perspective.
Key Responsibilities:
- Design new product programs with extensive market research and benchmarking.
- Adhere to governance and control frameworks.
- Reduce risk-related costs.
- Identify portfolio trends and generate portfolio-level MIS.
- Monitor Early Warning Systems (EWS) and portfolio delinquency.
- Map the impact of external environments on portfolios by conducting industry research.
- Understand and implement best practices from the industry from a risk perspective.
- Recommend process changes to improve efficiency and quality across assigned areas.
- Collaborate with internal stakeholders to leverage in-house synergies.
- Provide regular training to credit and business teams.
- Spearhead initiatives to improve efficiency and portfolio health.
- Understand digital processes adopted by the bank and proactively identify areas to leverage the same to drive efficiency.
Requirements:
Graduation: Bachelor's in Engineering / Technology / Management / Computers / Science.
Post-graduation: MBA.
2 to 5 years of relevant experience.
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