Credit Analyst
5 days ago
Conduct comprehensive credit analyses and assessments to evaluate borrower credit worthiness, support informed lending decisions, and ensure the maintenance of a high-quality books of accounts.Roles & Responsibilities:Credit Assessment Analyse credit applications and financial statements to assess the creditworthiness of buyers, evaluating factors such as income, assets, liabilities, and payment history.Utilize credit scoring models and risk assessment tools to evaluate credit risk and recommend appropriate credit limits and terms.Financial AnalysisConduct comprehensive financial analyses, including cash flow analysis, ratio analysis, and trend analysis, to evaluate the financial health and stability of buyers.Identify potential credit risks and red flags, highlighting areas of concern and recommending mitigating actions to the Lead Underwriter.Documentation and Due Diligence Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents.Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary to assess credit risk accurately.Documentation and Due Diligence Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents.Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary to assess credit risk accurately.Communication and ReportingCommunicate credit decisions, recommendations, and risk assessments effectively to the Lead Underwriter and other relevant stakeholders.Prepare comprehensive credit analysis reports and presentations, summarizing findings, conclusions, and recommendations for review and approval.Portfolio MonitoringMonitor the credit portfolio for early warning signs of credit deterioration, delinquencies, and defaults, escalating issues to the Lead Underwriter as appropriate.Assist in the ongoing monitoring and management of existing credit exposures, including periodic review of credit limits and terms.Skills & ExperienceBachelor’s degree in finance, Accounting, Economics, or related field required; master’s degree preferred. Minimum of 3 years of experience in credit analysis, banking, or financial services industry. Strong analytical skills, with the ability to interpret financial data, conduct financial analyses, and assess credit risk accurately. Exceptional attention to detail, with a focus on accuracy and precision in credit analysis and documentation. Excellent verbal and written communication skills, with the ability to convey complex information clearly and concisely. Ability to work effectively in a team environment, collaborating with colleagues and stakeholders to achieve common goals.
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Senior credit analyst
4 weeks ago
Bangalore, India Alphastream.ai Full timeRole Overview: As a Senior Credit Analyst, you will manage and grow a team of skilled credit analysts, ensuring high-quality, accurate data delivery. You will collaborate closely with cross-functional teams, including technology, product, and data science, to enhance our AI capabilities and streamline operational efficiency. This is a leadership role...
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Credit Risk Analyst
1 day ago
Bangalore, Karnataka, India MUFG Full timeAbout MUFG Global Service MGS MUFG Bank Ltd is Japan s premier bank with a global network spanning in more than 40 markets Outside of Japan the bank offers an extensive scope of commercial and investment banking products and services to businesses governments and individuals worldwide MUFG Bank s parent Mitsubishi UFJ Financial Group Inc MUFG is one of the...
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Customer Service
4 weeks ago
Bangalore, Karnataka, India NatWest Group Full timeJoin us as a Customer Service Operations Credit Analyst We ll look to you to deliver customer and business outcomes investigating queries supporting business processes policies and procedures and understanding customer and business needs Specialising in Credit Operations you ll respond to queries from customers and stakeholders promptly within...
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Sr Analyst, Credit Analysis
1 day ago
Bangalore, Karnataka, India Northern Trust Full timeAbout Northern Trust Northern Trust a Fortune 500 company is a globally recognized award-winning financial institution that has been in continuous operation since 1889 Northern Trust is proud to provide innovative financial services and guidance to the world s most successful individuals families and institutions by remaining true to our enduring principles...
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Credit Analyst
6 days ago
bangalore, India Birla Pivot Full timeConduct comprehensive credit analyses and assessments to evaluate borrower credit worthiness, support informed lending decisions, and ensure the maintenance of a high-quality books of accounts. Roles & Responsibilities: Credit Assessment Analyse credit applications and financial statements to assess the creditworthiness of buyers, evaluating factors such as...
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Credit Risk Analyst
2 weeks ago
Bangalore - Manyata Tech Park Road, India Commonwealth Bank of Australia Full time ₹ 6,00,000 - ₹ 12,00,000 per yearAnalyst(Credit Risk) Organization: At CommBank, we never lose sight of the role we play in other people's financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative,...
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Credit Maintenance Analyst
2 weeks ago
NO. /, MAHATMA GANDHI ROAD BANGALORE, India Citi Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Maintenance Analyst, Officer The Risk Operations Analyst I is a trainee professional role. Requires a good knowledge of the range of processes, procedures and systems to be used in carrying out assigned tasks and a basic understanding of the underlying concepts and principles upon which the job is based. Good understanding of how the team interacts...
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Credit Officer
5 days ago
bangalore, India Task Mate Full timeLocation - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with Australian bank or Austelaian mortgage brokerage firm is a MUST.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...
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Senior Credit Analyst
2 weeks ago
Bangalore - Manyata Tech Park Road, India Commonwealth Bank of Australia Full time ₹ 6,00,000 - ₹ 18,00,000 per yearOperations Subject Matter Expert Senior Team Member Credit Organization: At CommBank, we never lose sight of the role we play in other people's financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work...
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Senior Business Analyst(credit Risk)
7 days ago
Bangalore, Karnataka, India KhataBook Full timeAre you passionate about solving roadblocks challenges faced by MSMEs in India MSMEs contribute significantly to India s total GDP 90 of India s 1 Trillion Retail Market is controlled by Micro Small Medium Enterprises MSMEs Which means 900B worth of commerce flows through these 60M MSMEs in the form of shops kiosks homes scattered all over the country We at...
