Loan Credit Analyst

7 days ago

kannur, India beBeeUnderwriter Full time

About the RoleAs a Live Underwriter, you will play a pivotal role in evaluating loan documents and making informed decisions about customer creditworthiness.Your responsibilities will include:Evaluating complete loan documents and providing approval or denial decisions based on thorough analysisReviewing credit reports to verify trade lines, derogatory accounts, public records, and credit reconciliation ensuring accuracy and completenessConducting detailed income calculations for salaried, business, retired, and rental income sources to assess financial stabilityReviewing collateral and property valuation to ensure it meets established criteriaVerifying assets including bank account statements, retirement accounts, mutual funds, and other investments to evaluate financial standingCredit analysis based on borrower's Income, Asset, Liability, and Collateral (4C of Underwriting) to make sound lending decisionsBenefits: Our team offers a dynamic work environment, opportunities for growth and development, and a competitive compensation package.Requirements: We are looking for highly skilled professionals with excellent analytical and communication skills, attention to detail, and ability to work in a fast-paced environment.

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