Credit Risk Analyst

1 month ago


navi mumbai, India Mizuho Full time

Mizuho Global Services India Pvt. Ltd.

Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called 'Mega Banks' of Japan. MGS was established in the year 2020 as part of Mizuho's long-term strategy of creating a captive global processing centre for remotely handling banking and IT related operations of Mizuho Bank's domestic and overseas offices and Mizuho's group companies across the globe.

At Mizuho we are committed to a culture that is driven by ethical values and supports diversity in all its forms for its talent pool. Direction of MGS's development is paved by its three key pillars, which are Mutual Respect, Discipline and Transparency, which are set as the baseline of every process and operation carried out at MGS.


What's in it for you?

Immense exposure and learning

Excellent career growth

Company of highly passionate leaders and mentors

Ability to build things from scratch


Position: Credit Risk - Officer


Key Responsibilities:

1. Ensure control over credit risk rating for assigned customers.

2. Ensure timely and accurate processing of credit rating application for all assigned Cases.

3. Co-ordinate closely with the assigned Mizuho Overseas branches for smooth closure

4. Ensure all Compliance related guidelines including periodic trainings is completed Well before defined due date.

5. Complete credit rating for assigned customers by the service branch

6. Reviewing credit rating application for assigned respective overseas office and act as a Branch / Project PIC as and when assign to you or any other credit tasks assigned.

(E.g. credit rating Review or any other credit related task assigned)


Required Skills: -

  • Good understanding of Credit risk and Credit underwriting
  • Good accounting knowledge
  • Good understanding of banking products
  • Good verbal and written communication skills
  • Strong Team management skills
  • Excellent multi-tasking and Time Management skills
  • Good thinking and Analytical skills
  • Good Analytical report writing skills


Qualification: - B.com / M.com/CA/CAIIB / FRM / MBA (Finance)


Experience: 3 to 7+ years of relevant experience in Corporate credit from Credit rating agency experience required. Retail loan products are not suitable, only candidates with corporate loan and business loan will be considered.


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