Credit Risk Specialist

7 days ago


pune, India beBeeCreditRisk Full time

Job Title: Credit Risk SpecialistThe successful candidate will be responsible for developing and implementing advanced credit risk models, monitoring portfolio performance, and performing regular model alignments to meet business objectives.Develop and maintain sophisticated credit risk models that cover the entire customer lifecycle, including acquisition, fraud detection, debt management, and cross-selling/upselling opportunities.Identify trends, patterns, and correlations that significantly influence credit risk decisions.Evaluate various data sources, such as bureau data, alternative data, and customer digital footprints, to enhance decision-making processes and improve credit model designs.Collaborate with cross-functional teams to integrate models into lending and portfolio management systems.Provide actionable insights and recommendations to support informed credit risk management.Collaborate with policy teams on new product launches, providing analytical support for segment selection and industry trend analysis related to credit risk.Requirements:Master's degree in a quantitative field (e.g., mathematics, statistics, economics) or an MBA in Finance/Business Analytics.A minimum of 1 year of experience in credit analytics or a related field.Strong programming skills in languages such as Python, PySpark.Experience with machine learning/AI algorithms.Ability to work in a fast-paced environment and deliver results under tight deadlines.


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